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Personal Loans

Personal Loan Articles

Manage debt, finance major expenses, and reach your financial goals.

Our resources can help you feel more knowledgeable about options for debt management. Whether you're looking for tips on managing debt, paying for expenses, or seeking advice for reaching your financial goals, ucÆåÅÆ can help.

PO Box 30954
Salt Lake City, UT 84130-0954

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Your APR will be between x and x based on creditworthiness at time of application for loan terms of x-x months. For example, if you get approved for a $15,000 loan at 12.99% APR for a term of 72 months, you'll pay just $301 per month.

You must have a minimum individual or household annual income ofÌý$25,000,Ìýbe over 18 years of age, and have a valid US SSNÌýto be considered for a ucÆåÅÆ personal loan.ÌýLoan approval is subject to confirmation that your income, debt-to-income ratio, credit history and application information meet all requirements.

Our lowest rates are available to consumers with the best credit. Many factors are used to determine your rate, such as your credit history, application information and the term you select. State restrictions may apply.

For debt consolidation, even with a lower interest rate or lower monthly payment, paying debt over a longer period of time may result in the payment of more in interest. A ucÆåÅÆÌýpersonal loan is intended for personal use and cannot be used to pay for post-secondary education, to pay off a secured loan, or to directly pay off a ucÆåÅÆ credit card.

If your application is approved, we will send funds after you accept the loan. Your bank or creditor may take more days to process the funds.

After you check your rate, if you move forward with an application for a new ucÆåÅÆ personal loan, you will need to consent to a hard credit inquiry that will appear on your credit report.

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