If you havenât done so yet, register for a banking account online at ucÆåÅÆ.com/register-account. You can then download ucÆåÅÆ Mobile through your deviceâs app store or by texting APP to 20877 (message and data rates may apply). Finally, open the ucÆåÅÆ Mobile app on your device and enter your banking account user ID and password to log in.