Home Equity Loan
Tap into your home equity with a low fixed rate loan.ÌýCheck rates & terms.
Mortgage Refinance
Refinance your mortgage and unlock cash from your home equity. Check rates & terms.
Loan Amounts starting at
$35,000
Fixed APRs starting at
Ìý Ìý Ìý Ìýx.xx% APR for 1st lien and
Ìý Ìý Ìýx.xx% APR for 2nd lien
Zero Origination Fees
ÌýZero Appraisal Fees
Zero Costs Due at ClosingÌý
Run the numbers to see your options
See how much you could borrow
Pay off debt & check your savings
Check your fixed rate & payment
Turn your home equity into cash
Achieve your goals with a low fixed rate loan
- Consolidate Your Debts
- Improve Your Home
- Refinance Your Mortgage
- Pay for Major Expenses
Here's an example based on our average customer who gets a home equity loan for debt consolidation:1
Want to reduce your monthly payments by hundreds of dollars? Our customers on average save $xxxÌýa month!1ÌýPotentially you could too. See details below.
Current Payments
credit cards and loans
totaling $xx,xxx
$x,xxx1
Minimum Monthly Payments
New Lower Payment
from ucÆåÅÆ, 2nd lien, $xx,xxx
at x.xx% APR1, 30 year term
$xxx
Fixed Monthly Payment
(excludes taxes and insurance)
Keep $xxxÌýevery month - that's $xx,xxxÌýback for the year!1
Find your low,
fixed rate
Use our Rate Calculator to find the rate and monthly payment that fits your budget.
Make it the home of your dreams.
Make Big Upgrades
Renovate or expand your living space with a loan amount and monthly payment that work for your budget.
Save With Low, Fixed Rates
Get a low monthly payment and zero costs required at closing.
Did you know?
The home equity you’ve earned can be used in a multitude of ways.
Refinance and cash out with a new rate and term.
We Have Your Needs Covered
We can refinance your original mortgage, a HELOC, or an old home equity loan.
Get a New Rate And Term
Put yourself back in control of a better financial situation. Zero costs required at closing.
$0 Application Fees.
$0 Origination Fees.
$0 Costs Required at Closing.
Imagine what your home equity could provide.
Get Cash to Meet Your Needs
Pay the tuition of a loved one. Have the perfect wedding. Cover any healthcare bills.
Feel Secure About Your Rate
The low, fixed rate and principal payment you'll get from ucÆåÅÆ won't ever change.
Did you know?
The home equity you’ve earned can be used in a multitude of ways.
Here's what customers say about ucÆåÅÆ Home Loans
Easy process and very quick to get the loan completed.ÌýEveryone I spoke with was easy to work with as well.
Lisa J., IL,Ìý12/18/2024
Each representative that assisted with my loan,Ìýregardless of how small or big the work was, was done with exceptional care, dedication and professionalism.
Eveth R., DE,Ìý12/15/2024
Being able to do everything online was a big plus.ÌýEverything was very straightforward and easy.
Randall S., CA,Ìý12/11/2024
Applying is simple from start to finish
Getting the Basics
Around 1-2 Weeks
Apply online or over the phone to review your loan options, then upload required documents. We’ll confirm your initial eligibility.
Processing Your Info
Around 4 Weeks
We’ll gather third-party information about your home and then send your complete application to underwriting for a final decision.
Closing Your Loan
Around 1-2 Weeks
We’ll contact you to schedule your closing and then arrange for your loan funds to be sent to your accounts.
Frequently Asked Questions
- Main
-
Yes. You can submit your documents online using our secure website: . Submitting documents online will help speed up the processing of your loan requests. From our website, you can also view your loan status, check your To Do List, and more!
Home equity & mortgage tips
Get valuable insights to help you choose the mortgage product that's right for you.
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Start your application online or give us a call.
ucÆåÅÆ Home Loans Restrictions and Details
We do not lend in IA or MD. You are not guaranteed approval. Once you apply and submit your credit and property information, we will confirm your eligibility. We don’t lend on cooperatives, condotels, investment properties, log homes, manufactured homes, mobile homes, or secondary homes. We will only originate one 1st lien mortgage per property per 12-month period. The maximum loan amount you qualify for will depend on additional factors, including type of loan, lien position, loan-to-value and your credit history. We may change rates, program terms, and conditions without notice. ucÆåÅÆ Card accounts may not be paid off with this home loan. All loan programs are offered by ucÆåÅÆ, 2500 Lake Cook Road, Riverwoods, IL 60015. NMLS ID 684042.
Ìý
Loan Payment Example Disclosure
For example, if you borrowed $60,000Ìýfor a 20 year term at 8.86% APR, your fixed monthly payments would be $534.45.
- Main
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- PO Box 29029
- Phoenix, AZ 85038-9029
RESOURCE LINKS
ALL PRODUCTS
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