Cash Back Credit Cards:ÌýucÆåÅÆ it®ÌýCash Back, Gas & Restaurant Card, NHL®ÌýucÆåÅÆ it®
Travel Credit Card:ÌýucÆåÅÆ it®Ìý²Ñ¾±±ô±ð²õ
Student Credit Cards:ÌýucÆåÅÆ it Student®ÌýCash Back, Student Chrome Card
Secured Credit Card:ÌýucÆåÅÆ it®ÌýSecured credit card
Cash Back Credit Cards
Intro purchase APR is x%Ìý´Ú´Ç°ù xÌýmonths from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by xÌýthen the standard purchase APR applies. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by xÌýand up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
Travel Credit Card
Intro purchase APR is x% for xÌýmonths from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x% for xÌýmonths from date of first transfer, for transfers under this offer that post to your account by xÌýthen the standard purchase APR applies. Standard purchase APR: x%Ìývariable to x%Ìývariable, based on your creditworthiness. Cash APR: x%Ìývariable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x%ÌýIntro fee on balances transferred by xÌýand up to x%Ìýfee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
Student Credit Cards
Intro purchase APRÌýisÌýx%ÌýforÌýx monthsÌýfrom date of account opening then the standard purchase APR applies.ÌýIntro Balance Transfer APRÌýisÌýx%ÌýforÌýx monthsÌýfrom date of first transfer, for transfers under this offer that post to your account byÌýxÌýthen the standard purchase APR applies.ÌýStandard purchase APR: x% to x%Ìývariable, based on your creditworthiness.ÌýCash APR: x%Ìývariable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50.ÌýCash advance fee:ÌýEitherÌý$10ÌýorÌý5%Ìýof the amount of each cash advance, whichever is greater.ÌýBalance transfer fee: x%ÌýIntro fee on balances transferred byÌýxÌýand up toÌýx%Ìýfee for future balance transfers will apply.ÌýAnnual Fee: None. Rates as ofÌý. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
Secured Credit Card
x% standard variable purchase APRÌý.ÌýIntro Balance Transfer APRÌýisÌýx%ÌýforÌýxÌýmonthsÌýfrom date of first transfer, for transfers under this offer that post to your account byÌýxÌýthen the standard purchase APR applies.ÌýCash APR: x%Ìývariable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less thanÌý$.50Ìý.ÌýCash advance fee:ÌýEitherÌý$10ÌýorÌý5%Ìýof the amount of each cash advance, whichever is greater.ÌýBalance transfer fee: x%ÌýIntro fee on balances transferred byÌýxÌýand up toÌýx%Ìýfee for future balance transfers will apply.ÌýAnnual Fee: None. Rates as ofÌý. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
NHL and the NHL Shield are registered trademarks of the National Hockey League. NHL and NHL team marks are the property of the NHL and its teams. © NHL 2024. All Rights Reserved.
Cashback Match:ÌýWe’ll match all the cash back you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You earn cash back only when they’re processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from ucÆåÅÆ checking or other deposit accounts; or rewards for accounts that are closed. This offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.
ucÆåÅÆ Match®:ÌýWe’ll match all the Miles you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You earn Miles only when they’re processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from ucÆåÅÆ checking or other deposit accounts; or rewards for accounts that are closed. This offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.
2% Cash Back at gas and restaurants:ÌýYou earn a full 2% Cashback Bonus® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. Calendar quarters begin January 1, April 1, July 1, and October 1. Purchases at Gas Stations and Restaurants over the quarterly cap, and all other purchases, earn 1% cash back. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station, and some public electric vehicle charging stations. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, caterers, and restaurant delivery services. Restaurants located inside of or affiliated with another business, such as hotels or retail stores and establishments classified as a bakery, may not qualify. Purchases must be made with merchants in the U.S. To qualify for 2%, the purchase transaction date must be before or on the last day of the offer or promotion. For online purchases, the transaction date from the merchant may be the date when the item ships. Rewards are added to your account within two billing periods. Even if a purchase appears to fit in a 2% category, the merchant may not have a merchant category code (MCC) in that category. Merchants and payment processors are assigned an MCC based on their typical products and services. ucÆåÅÆ Card does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not earn 2% if the technology does not provide sufficient transaction details or a qualifying MCC.ÌýLearn more atÌýucÆåÅÆ.com/digitalwallets. SeeÌýCashback Bonus Program Terms and ConditionsÌýfor more information.
Build credit with responsible use (Secured): ucÆåÅÆ reports your credit history to the three major credit bureaus so it can help build/rebuild your credit if used responsibly. Late payments, delinquencies or other derogatory activity with your credit card accounts and loans mayÌýadversely impact your ability to build/rebuild credit.
Minimum Security Deposit:ÌýIf approved, you must make a minimum security deposit of $200 (or more, in increments of $100 up to $2,500), which will equal your requested credit limit. ucÆåÅÆ will determine your maximum credit limit by your income and ability to pay.
About product reviews:ÌýAll customer reviews used are authentic. Changes to the quote in brackets are to add context to the quote. We calculate the average product rating based on ratings that customers submit. We exclude some reviews from being displayed for reasons such as the customer included profanity, reviewed the wrong product, submitted inappropriate or irrelevant content, or revealed personally identifying information. Reviews are not filtered, edited, or deleted simply because they are negative or are lower rated. If a review is excluded, the associated rating is not calculated in the average product rating.
There is no hard inquiry to your credit report to check if you’re pre-approved. If you’re pre-approved, and you move forward with submitting an application for the credit card, it will result in a hard inquiry which may impact your credit score. Receiving a pre-approval offer does not guarantee approval. Applicants applying without a social security number are not eligible to receive pre-approval offers. Card applicants cannot be pre-approved for the NHL ucÆåÅÆ Card.
Acceptance: According to the Feb 2024 issue of the Nilson Report.
Each Mile is equal to $0.01. Starting at 1 Mile you can apply Miles as credit to your account to pay for all or part of your statement, for cash as an electronic deposit to your bank account, or for a credit for Travel Purchases made on your statement within 180 days. Miles cannot be redeemed directly with a specific airline carrier. See Terms and Conditions for more information.