Cash Back Credit Cards
Intro purchase APRx%ڴǰxmonthsfrom date of account opening then the standard purchase APR applies.Intro Balance Transfer APRx%forx monthsfrom date of first transfer, for transfers under this offer that post to your account byxthen the standard purchase APR applies.Standard purchase APR: x%variable tox%variable, based on your creditworthiness.Cash APR: x%variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50.Cash advance fee:Either$10or5%of the amount of each cash advance, whichever is greater.Balance transfer fee: x%Intro fee on balances transferred byxand up tox%fee for future balance transfers will apply.Annual Fee: None. Rates as of. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
$0 Fraud Liability:An “unauthorized purchase” is a purchase where you have not given access to your card information to another person or a merchant for one-time or repeated charges. Please use reasonable care to protect your card and do not share it with employees, relatives, or friends. Learn more atuc.com/fraudFAQ.
Online Privacy Protection:Online Privacy Protection is offered by uc at no cost and only available in the mobile app. About every 90 days we will scan at least 10 people-search sites for your online personal information and help you submit opt-out requests. Types of personal information found on these sites will vary.
uc® Identity Alerts (Alerts) are offered by uc at no cost, are available only online, and do not impact your credit score. The Alerts currently provide: (a) daily monitoring of your Experian® credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security Number is found on such a website. Alerts are only provided to Primary cardmembers who agree to receive them online and whose accounts are open, in good standing, have a Social Security Number, and an email address on file. This benefit may change or end in the future. uc is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. To see a list of Frequently Asked Questions, visit discover.com/freealerts.